The pricey grocery chain will give 30% discounts to those who don’t smoke and have low blood pressure, cholesterol and body mass index (BMI) rates, says CEO John Mackey … Employees will fall into four categories: bronze, silver, gold and platinum. Those showing “platinum” health will earn 30% discounts; “gold” gets 27% and silver 25%, while “bronze” wins 22% off.
Now there are certainly problems with a program like this, and the article goes on to outline them with lots of quotes from people who are outraged. I, for one, don’t think this is such a bad idea. If it were purely based on weight it probably wouldn’t be such a good program, however, it also includes blood pressure, cholesterol and smoking habits. By combining all these I imagine you get a pretty good picture of overall health (as a side note, I’m the first person to say that BMI is a far from perfect measure of health). This is an attempt to combat the biggest problem with health insurance as it currently exists: There is no incentive to be healthy. While it’s not a perfect program, it’s nice to see some high-profile examples of companies putting the idea into action.
This is great. People who make lots of healthy decisions should pay less for health insurance than people who make lots of risky decisions. It’s common sense, and the fact that this isn’t currently the case is one of many reasons why our healthcare system is broken.
“This is an attempt to combat the biggest problem with health insurance as it currently exists: There is no incentive to be healthy.”
Really? That’s the biggest problem? Isn’t being healthy inherently rewarding? Isn’t the biggest problem that the insurance industry have secured monopolies and exercise that power to put profits ahead of patients?
Providing discounts to people who are more “healthy” is and idea driven by the same rationale that insurance companies use when they deny coverage to people with preexisting conditions. You are less healthy / You have a disease, therefore you are statistically less attractive to us and we’d rather not give you the discount / cover you.
Health Insurance needs to be a right, not a privilege. If you want people to take better care of themselves, figure out how to make a well balanced meal more affordable than a big mac and a coke. And outlaw cigarettes, too.
Expecting “end results” - such as wealth and abundance, health and harmony, friends and laughter - in broad brush strokes, is part of the secret formula, Caitlin, for manifesting the life of your dreams. Expecting your path to follow a certain route - such as writing a bestseller to accumulate wealth, having a particular someone fall in love with you, or insisting upon this idea, that diet, or the other invention to be your deliverance - is just plain messing with the cursed hows and severely limits my options… (I hate when that happens.) Cool? The Universe
Release any expectations you may have of how you think your dreams will come true, Caitlin, but by all means, with every fiber of your being, expect that they will, as you busy yourself enjoying who and where you already are.
Some people just have big hearts, Caitlin. And with this gift they’re very often able to feel, offer, and show far more love than they receive from those around them. Which, at times, is a heavy load to bear. So today I’d like to remind them, and especially you, that the sun asks not that the moon and planets help brighten each day, but relishes her role as a keeper of the light and a bringer of the dawn. A role much like your own. Happy weekend, from the Sun and I - The Universe